There is nothing remotely out of the regular about Angela Lloyd and Lee Phillips’ semi-detached home on a peaceful cul-de-sac in Merseyside.
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And to the typical eye, Lloyd appears like a regular middle-aged mum who works relentlessly to take care of her sick other half.

So it was to the large shock of neighbours when police came down on their driveway to raid the couple’s St Helens home.

Hiding behind the family’s net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.

Lloyd, 58, sobbed ‘Oh my god’ as she was jailed this week over a string of untruths consisting of utilizing a dead female’s identity, comprising ‘bogus’ medical conditions for her child, and developing pseudonyms to work while declaring carers allowance.

Husband Phillips, 54, was likewise jailed after the pair’s massive benefits scams was lastly exposed.

While the couple handled to siphon off their ill-gotten gains for years - neighbours have actually revealed to MailOnline the apparent clues that the couple were running a fraud.

Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies consisting of the production of pseudonyms to claim advantages

The scammer next door: The presuming semi-detached house Lloyd had moved into with Phillips. Phillips had stopped working to disclose this to the council when she moved in in 2018

Phillips envisioned in a Help for Heroes hoodie throughout a street celebration held for the late Queen’s Diamond Jubilee. He is said to have actually played a DJ set at the event

Initially, neighbours on Birch Gardens were stressed for the couple after Phillips was seen looking really frail as he would ‘hobble’ on his walking stick to fulfill his carers.

But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen’s Diamond Jubilee.

Locals also informed of how there was ‘constantly something dodgy’ about Lloyd, and that she would never ever look people ‘in the eye’, but would boast about ‘secret ₤ 60k caravan’ they would escape to on the weekends.

Lloyd was sentenced to two years after Liverpool Crown Court discovered she fraudulently swiped almost ₤ 170,000 in benefits over a years, and likewise assisted Phillips falsely claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.

When neighbours saw them packing up one of their two vehicles previously this week, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.

One neighbour told MailOnline of the couple: ‘I believed they were dodgy as he made a genuine show of not having the ability to stroll whenever his carers were here.

‘He was shuffling along and keeping his cars in the driveway before he took a long period of time to get to his carer’s automobile on his walking stick.

‘But the next thing I saw him cleaning his BMW in the driveway - he seemed to be strolling fine then.

‘And he did a DJ set for the Queen’s Jubilee celebration back in 2022. He had all the speakers out and everything.

‘But after the police raid, they became more reserved and didn’t say a lot to individuals.

‘There was constantly something dodgy about her - she would not look individuals in the eye and bragged about going to her ₤ 60,000 caravan but would never say where it was.

‘They would take her teenage kid and disappear on a Thursday night and not come home until Sunday.’

Phillips had actually fraudulently declared ₤ 100k in PIP, housing benefits, work assistance allowance and council tax decreases that he was not eligible for. Neighbours told of how he would look ‘frail’ and ‘hobble on a strolling stick’ in the existence of carers, however at other times was seen ‘walking great’

Following the authorities raid secret rural street, neighbours were entrusted concerns as to why the couple had been arrested - and some allege Lloyd had later informed them it was down to pet dog breeding.

But these concerns were lastly laid to rest on Tuesday when the court heard how Lloyd had actually claimed a total of ₤ 169,394.15 which she was not qualified for in housing benefits, and personal self-reliance payments over the course of 11-and-a-half years.

With the help of Lloyd, Phillips was also found to have illegally declared ₤ 100,980.71 through PIP, housing benefits, employment assistance allowance and council tax reductions considering that 2018.

Olivia Beesley, prosecuting, laid out how the mother’s elaborate scam started when she falsely began claiming housing benefits for a caravan on Riverside Walk in Southport - which was discovered to be a ‘fictitious address’.

She even made a fake occupancy arrangement for the ‘entirely fictitious caravan’, ultimately swiping ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent home.

Then in 2018, she began making deceptive claims that her partner needed ‘numerous everyday carers to address his needs’. She went as far as utilizing Phillips’ sibling Zoe’s birth certificate to impersonate his sibling and claim that she was his primary carer.

She likewise lied that she was unable to work due to being a full-time carer, however was discovered to have been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.

In 2022, she began inventing ‘false medical conditions’ for her son, claiming she had a carer called Joyce Bibby - a dead female’s identity. Nearly ₤ 10k in incorrect impairment living allowance overpayments were declared in relation to this.

She once again utilized the deceased woman’s name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she needed carers due to ‘health conditions’.

Neighbours informed of how Lloyd would boast about a ‘₤ 60k caravan’ in a secret place that she never exposed, and would say they were going to stay at the caravan from Thursday to Sunday

One neighbour said they saw the couple packing up on of their cars and trucks previously today and presumed they were going off to their ‘caravan’, only to later on learn they were off to prison

When MailOnline visited Phillips’ address in Birch Gardens which he shared with Lloyd, neighbours exposed how the couple and her kid would allegedly go off to a caravan on the weekends.

It is not known whether this was the exact same ‘fictitious caravan’ which transpired to have never existed, or an undoubtedly a different, real caravan.

Leni Newton, 63, said: ‘She informed individuals that the cops raid was due to the fact that someone had informed on her for reproducing border collie young puppies without a licence.

‘I’m surprised they’ve been imprisoned. I believed they were all above board.

‘I just saw them a couple of days ago leaving travel suitcases - I believed they were simply going to their caravan.’

She included: ‘I understand they met as she was his carer. He was married but Angela relocated. I believed she had actually resided in Southport.

‘I did see his ex-wife parked up in the street viewing his home when they split.

‘She was obviously spying on them.’

Her partner David Manchester, 70, said: ‘It’s a huge surprise they appeared to be living a double life.

‘There were a lot of cops came here.

‘He was at the street party for the Queen but other times he did seem very frail.’

Hand in Hand homecare company confirmed to MailOnline that Lloyd had bona fide references, DBS checks and training certificates in the name of Wendy Lloyd.

A representative stated: ‘We sacked her immediately when we learnt the truth.

‘All her DBS and referrals inspected out. The cops stated we had actually not done anything incorrect.’

The court heard how Phillips also defrauded money from the general public purse by stopping working to divulge the fact that Lloyd had actually moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing advantages and ₤ 2.2 k in council tax decreases.

He is likewise stated to have actually ‘overemphasized’ his medical conditions and need for care, mentioning that he was unable to do anything for himself.

He declared himself ‘unfit for work’ and failed to discuss his spouse’s wage - unlawfully filching ₤ 51k in work support allowance.

However, Phillips alleged that Lloyd had actually completed the type and had just ‘asked him to sign it’.

Phillips’ counsel Jim Smith argued he has a ‘complicated recent history’ of mental health and disabilities consisting of neurological condition, anxiety and anxiety.

He was also stated to have actually a pacemaker fitted and appeared in court in a wheelchair.

While Phillips had no previous convictions connecting to comparable matters, however Lloyd’s criminal record shows previous entries for theft and dishonesty offenses dating as far back as the 1980s - though her last appearance was in 2012.
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Lloyd was jailed for two years after admitting seven counts of scams by incorrect representation, and Phillips was also seen wiping back tears as he was imprisoned for 20 months for fraud by false representation and 3 counts of dishonestly stopping working to divulge information to make a gain.

Sentencing, Judge Simon Medland KC said: ‘Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the general public of just except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 per year which you defrauded from the general public.

‘For those who look for to defraud the general public of scarce and valuable benefits which require to be directed to those who require them, not those who merely want to have them for reasons of personal greed, that is a severe offence devoted by each of you over a long duration of time.’